My 2010 Saab 9-3 convertible seat belt buckle is way down between my seat and the center console. I was skinning the back of my hand when attempting to buck up the seat belt.
I found the PERFECT solution at a company website that sell Saab seat belt extenders of different lengths, types, rigid or flexible and color. Fits specific models and years of 9-3 cars.
The site is Seat Belt Extender Pros

Each extender sells for about $20 each (including shipping) but there is an instant $5 discount for each belt. "Seat Belt Extender Pros"

 

I promptly received the seat belt extenders and they look identical to Saab factory. They extenders solve the problem brilliantly. I highly recommend them.